Apply for Low Interest Rate Personal Loan in UAE

Whether you're an ex-pat or a UAE national, if you find yourself in need of a personal loan in the UAE to fulfill various personal aspirations, Khaleej Loan is your go-to destination. Whether it's securing your kids' higher education in the best universities, hosting a memorable marriage ceremony, purchasing assets in your hometown like a home, land, or any other property, or renovating your current residence, we've got you covered. Khaleej Loan is dedicated to meeting your needs and requirements, ensuring you're just one step away from achieving your goals. By simply filling out the form, you'll unlock a range of suitable interest rates for substantial amounts and desired finance tenures for your personal loan in Dubai. Trust Khaleej Loan to be your partner in turning your aspirations into reality.

Understanding the unique needs and demands of our customers is a cornerstone of our approach. We recognize that individuals may be hesitant to opt for loans that necessitate a mandatory monthly salary transfer to a bank account. Rest assured, we respect your autonomy and won't impose such restrictions on you. Instead, we value your preferences and will inquire about your salary requirements. At Khaleej Loan, we specialize in personal loans in the UAE without the mandatory salary transfer. Yes, you read it right! You can enjoy the flexibility of paying your installments through the formal procedure without the obligation of transferring your monthly salary. This option is particularly significant for expats in Dubai who prefer not to send their monthly salary, and we are pleased to offer this alternative to provide relief and cater to the preferences of our beloved expats.

Are you an expatriate in Dubai UAE seeking a personal loan without the hassle of salary transfer? Look no further—reach out to us to initiate your application for personal loans in UAE banks. Khaleej Loan stands out as one of the best names in the industry, offering a variety of loan options across the cities of the UAE.

Utilizing a personal loan calculator can be incredibly beneficial in determining the monthly EMI, particularly for those looking to consolidate high-interest debts or fund significant purchases. In the UAE, a plethora of financial products awaits, and you can secure your loan on specific terms and conditions outlined on our website. Trust Khaleej Loan to be your partner in accessing diverse loan options tailored to meet your individual needs.

We intend to give you a loan service without transferring your salary

Take advantage of our cheapest loan in Dubai

If you are thinking about the rates and interest ratio percentages of our personal loan. So, it will surely amaze you due to its affordable nature, anyone can get the opportunity to have it. No issue, if you are running a small business and if you are doing a job on a small scale, you can effortlessly obtain it. You will find it the most accurate and cheapest loan in Dubai, you will appreciate it so much. Usually people not only like our service but also recommend it to take it and share it with other people. so you should also try it once to make your life easy with our serviceMost of the company owners also show their interest in our loan service, therefore they ask about it and want to get more info. If your company is in the list of bank loan, so the bank will surely approve your loan without going further deep. But if the company is not mentioned in the list of bank loan so, no issue at all and do not take the stress. Because we will give you a personal loan in Dubai without a company listing also. That you can get equally with others on the same terms and conditions.

We give the guarantee of our loan rates in Dubai

When it comes to loan rates, ours strike a balanced middle ground – not excessively high nor too low. A comparative analysis with prevailing loan rates in UAE attests to their competitiveness. The rates are influenced by two primary factors: the bank from which you secure your loan and the individual customer. Distinct loan rates apply for UAE citizens and expats residing in the country. Natives in Dubai can avail loans up to 4 million AED, while expats have the opportunity to benefit from loans up to 2 million AED. Additionally, the interest ratio for both communities varies, taking into account factors such as installments and duration. This nuanced approach ensures tailored solutions for diverse financial needs.

Required Documents

• Application completed and signed by the customer

• Salary certificate / Salary slips

• Bank statement (three months)

• Copy of a resident visa/valid passport/ Emirates ID (originals must also be presented)

Banque Misr

Rate: 10%*

Tenure: 4 years

250,000 MAX

Finance House

Rate: 16% - 25%*

Tenure: Up to 48 months

250000 MAX

Noor Bank

Rate: Flat rate: 2.75% Reducing rate: 4.56% *

Tenure: Up to 48 months

1000000 MAX

RAK BANK

Rate: 3.3% to 5.99%*

Tenure: 48 Months

1250000 MAX

Commercial Bank of Dubai (CBD)

Rate: 4.5%*

Tenure: Up to 48 months

Nationals 2500000
Expats 1500000

National Bank of Fujairah (NBF)

Rate: 6.25%*

Tenure: Up to 48 months

20 Times of Your salary

First Gulf Bank (FGB)

Rate: 24%*

Tenure: Not mentioned

200,000 MAX

National Bank of Umm Al Qaiwain (NBAQ)

Rate: Depends on discretion of the bank*

Tenure: Up to 48 months

20 Times of Your salary

Union National Bank Personal Finance (UNB)

Rate: 4.50%*

Tenure: Up to 48 months

20 Times of Your salary

Standard Chartered Bank personal Finance (SCB)

Rate: 7.05%*

Tenure: 4 years

1,000,000 MAX

HSBC

Rate: 10%*

Tenure: 4 years

250,000 MAX

Citibank Salary Transfer

Rate: 4.99% - 14.99%*

Tenure: Up to 48 months

1000000 MAX

ADIB Debt settlement

Rate: 6.75% - 9.98%*

Tenure: Up to 4 years

200000 MAX

ADIB Non Salary Transfer

Rate: 16% to 18%*

Tenur: Up to 4 years

200000 MAX

United Arab Bank (UAB)

Rate: 5.48%*

Tenure: Upto 4 years

2500000 MAX

Emirates NBD salary transfer

Rate: 2.63% - 4.99%*

Tenure: Up to 4 years

500000 MAX

ADCB Personal Finance for Nationals

Rate: 4.99% - 13.99%*

Tenure: Up to 4 years

3000000 MAX

Mashreq Bank

Rate: 6.25*

Tenure: Up to 48 month

1000000 MAX

NBAD

Rate: 2.63% - 4.99%*

Tenure: Nationals 60 and Expats: 48 months

2500000 MAX

ADCB for Expats

Rate: 4.99% - 13.99%*

Tenure: Up to 4 years

3000000 MAX

Emirates NBD Personal Finance for professionals

Rate: 2.63% - 4.99%*

Tenure: Up to 4 years

500000 MAX

Emirates NBD Personal Finance for self-employed

Rate: 2.63% - 4.99%*

Tenure: Up to 4 years

500000 MAX

Arab Bank Personal loan

Rate: 5.99%*

Tenure: Up to 4 years

550000 MAX

Sharjah Islamic Bank personal Finance

Rate: 3.79% - 6.87% *

Tenure: At the discretion of the bank

20 times of Your salary

Dubai Islamic Bank

Rate: Not Mentioned

Tenure: Up to 4 years

40,0000 Maximum

First Abu Dhabi Bank(FAB)

Rate: 5.34% - 6.95%

Tenure: Up to 4 years

15,0000 Maximum

Abu Dhabi Commercial Bank (ADCB)

Rate: 5.75% - 25%

Tenure: Up to 4 years

1,000,000 Maximum