Apply for Low Interest Rate Personal Loan in UAE
Whether you're an ex-pat or a UAE national, if you find yourself in need of a personal loan in the UAE to fulfill various personal aspirations, Khaleej Loan is your go-to destination. Whether it's securing your kids' higher education in the best universities, hosting a memorable marriage ceremony, purchasing assets in your hometown like a home, land, or any other property, or renovating your current residence, we've got you covered. Khaleej Loan is dedicated to meeting your needs and requirements, ensuring you're just one step away from achieving your goals. By simply filling out the form, you'll unlock a range of suitable interest rates for substantial amounts and desired finance tenures for your personal loan in Dubai. Trust Khaleej Loan to be your partner in turning your aspirations into reality.
Understanding the unique needs and demands of our customers is a cornerstone of our approach. We recognize that individuals may be hesitant to opt for loans that necessitate a mandatory monthly salary transfer to a bank account. Rest assured, we respect your autonomy and won't impose such restrictions on you. Instead, we value your preferences and will inquire about your salary requirements. At Khaleej Loan, we specialize in personal loans in the UAE without the mandatory salary transfer. Yes, you read it right! You can enjoy the flexibility of paying your installments through the formal procedure without the obligation of transferring your monthly salary. This option is particularly significant for expats in Dubai who prefer not to send their monthly salary, and we are pleased to offer this alternative to provide relief and cater to the preferences of our beloved expats.
Are you an expatriate in Dubai UAE seeking a personal loan without the hassle of salary transfer? Look no further—reach out to us to initiate your application for personal loans in UAE banks. Khaleej Loan stands out as one of the best names in the industry, offering a variety of loan options across the cities of the UAE.
Utilizing a personal loan calculator can be incredibly beneficial in determining the monthly EMI, particularly for those looking to consolidate high-interest debts or fund significant purchases. In the UAE, a plethora of financial products awaits, and you can secure your loan on specific terms and conditions outlined on our website. Trust Khaleej Loan to be your partner in accessing diverse loan options tailored to meet your individual needs.
We intend to give you a loan service without transferring your salary
Take advantage of our cheapest loan in Dubai
If you are thinking about the rates and interest ratio percentages of our personal loan. So, it will surely amaze you due to its affordable nature, anyone can get the opportunity to have it. No issue, if you are running a small business and if you are doing a job on a small scale, you can effortlessly obtain it. You will find it the most accurate and cheapest loan in Dubai, you will appreciate it so much. Usually people not only like our service but also recommend it to take it and share it with other people. so you should also try it once to make your life easy with our serviceMost of the company owners also show their interest in our loan service, therefore they ask about it and want to get more info. If your company is in the list of bank loan, so the bank will surely approve your loan without going further deep. But if the company is not mentioned in the list of bank loan so, no issue at all and do not take the stress. Because we will give you a personal loan in Dubai without a company listing also. That you can get equally with others on the same terms and conditions.
We give the guarantee of our loan rates in Dubai
When it comes to loan rates, ours strike a balanced middle ground – not excessively high nor too low. A comparative analysis with prevailing loan rates in UAE attests to their competitiveness. The rates are influenced by two primary factors: the bank from which you secure your loan and the individual customer. Distinct loan rates apply for UAE citizens and expats residing in the country. Natives in Dubai can avail loans up to 4 million AED, while expats have the opportunity to benefit from loans up to 2 million AED. Additionally, the interest ratio for both communities varies, taking into account factors such as installments and duration. This nuanced approach ensures tailored solutions for diverse financial needs.
Required Documents
Application completed and signed by the customer
Salary certificate / Salary slips
Bank statement (three months)
Copy of a resident visa/valid passport/ Emirates ID (originals must also be presented)
Banque Misr
Rate: 10%*
Tenure: 4 years
250,000 MAX
Finance House
Rate: 16% - 25%*
Tenure: Up to 48 months
250000 MAX
Noor Bank
Rate: Flat rate: 2.75% Reducing rate: 4.56% *
Tenure: Up to 48 months
1000000 MAX
RAK BANK
Rate: 3.3% to 5.99%*
Tenure: 48 Months
1250000 MAX
Commercial Bank of Dubai (CBD)
Rate: 4.5%*
Tenure: Up to 48 months
Nationals 2500000
Expats 1500000
National Bank of Fujairah (NBF)
Rate: 6.25%*
Tenure: Up to 48 months
20 Times of Your salary
First Gulf Bank (FGB)
Rate: 24%*
Tenure: Not mentioned
200,000 MAX
National Bank of Umm Al Qaiwain (NBAQ)
Rate: Depends on discretion of the bank*
Tenure: Up to 48 months
20 Times of Your salary
Union National Bank Personal Finance (UNB)
Rate: 4.50%*
Tenure: Up to 48 months
20 Times of Your salary
Standard Chartered Bank personal Finance (SCB)
Rate: 7.05%*
Tenure: 4 years
1,000,000 MAX
HSBC
Rate: 10%*
Tenure: 4 years
250,000 MAX
Citibank Salary Transfer
Rate: 4.99% - 14.99%*
Tenure: Up to 48 months
1000000 MAX
ADIB Debt settlement
Rate: 6.75% - 9.98%*
Tenure: Up to 4 years
200000 MAX
ADIB Non Salary Transfer
Rate: 16% to 18%*
Tenur: Up to 4 years
200000 MAX
United Arab Bank (UAB)
Rate: 5.48%*
Tenure: Upto 4 years
2500000 MAX
Emirates NBD salary transfer
Rate: 2.63% - 4.99%*
Tenure: Up to 4 years
500000 MAX
ADCB Personal Finance for Nationals
Rate: 4.99% - 13.99%*
Tenure: Up to 4 years
3000000 MAX
Mashreq Bank
Rate: 6.25*
Tenure: Up to 48 month
1000000 MAX
NBAD
Rate: 2.63% - 4.99%*
Tenure: Nationals 60 and Expats: 48 months
2500000 MAX
ADCB for Expats
Rate: 4.99% - 13.99%*
Tenure: Up to 4 years
3000000 MAX
Emirates NBD Personal Finance for professionals
Rate: 2.63% - 4.99%*
Tenure: Up to 4 years
500000 MAX
Emirates NBD Personal Finance for self-employed
Rate: 2.63% - 4.99%*
Tenure: Up to 4 years
500000 MAX
Arab Bank Personal loan
Rate: 5.99%*
Tenure: Up to 4 years
550000 MAX
Sharjah Islamic Bank personal Finance
Rate: 3.79% - 6.87% *
Tenure: At the discretion of the bank
20 times of Your salary
Dubai Islamic Bank
Rate: Not Mentioned
Tenure: Up to 4 years
40,0000 Maximum
First Abu Dhabi Bank(FAB)
Rate: 5.34% - 6.95%
Tenure: Up to 4 years
15,0000 Maximum
Abu Dhabi Commercial Bank (ADCB)
Rate: 5.75% - 25%
Tenure: Up to 4 years
1,000,000 Maximum
Contacts
info@khaleejloan.com
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+971582870151
Address
ENI Churchill Tower, 57, Marasi drive Street Za'abeel, Business Bay Dubai, Office-1305.